My Net Worth

See what you own
and what you owe.

Type what you own and what you owe below. Your net worth adds itself up as you go. It takes about two minutes.

Manual estimates · No bank connection · Saved in this browser, and synced to your account when you're logged in

Start here: add your numbers

  1. 1What you ownUnder “What I own,” click a $0 box and type the amount: cash, savings, investments, your home's value.
  2. 2What you oweDo the same under “What I owe”: credit cards, loans, your mortgage balance.
  3. 3See your net worthIt's worked out for you below: what you own minus what you owe. Rough numbers are fine.

What I own · Assets

$0

What I owe · Debts

$0
Total assets$0
Total debts$0
Estimated net worth$0

Personal credit score (optional)

Your score can affect borrowing options and interest rates, so it may shape your finances over time. The score itself is not money and does not change this net worth total; the balances you owe are counted above. Credit scores can vary by scoring model.

Saved in this browser; synced to your account when you’re logged in.

Tip: list your home's full value under what you own and the mortgage under what you owe. Don't count the same account twice.

See your full financial snapshot on My NextMove →

My net worth over time

Save a snapshot after updating your balances (once a month works well). Saving again on the same day replaces that day's snapshot.

Explore a future scenario

Try changing the inputs to see how regular saving, investment growth, home value, or debt reduction could affect your net worth.

Enter rates you want to test. Blank means 0% growth, so the starting scenario makes no return assumption. The model treats listed debts as principal balances and applies the monthly amount you enter directly to them.

Illustrative path over time
Estimated net worthDebt balance
Estimated net worth in 5 years$0

Based on your balances and the assumptions above.

Estimated assets$0

Cash, investments, property, and other assets combined.

Estimated debts$0

Reduced by the monthly principal amount you entered, down to $0.

Illustration, not a forecast or promise. Returns, property values, contribution amounts, interest, taxes, fees, inflation, and life changes can affect real outcomes. This simple scenario does not model investment volatility, loan interest, new borrowing, tax effects, or a full mortgage amortization schedule. Use a separate scenario or a qualified professional for decisions that need those details. Investor.gov explains how return assumptions change results.
Veto's next move

Start with what you own and owe.

Add your balances above and I'll point you to the tool that can help most.

Keep your estimate useful

A net worth number is a planning snapshot. It doesn't measure your character or determine what you can afford by itself.

Use current balances

Use today's account balances and reasonable estimates for property or vehicles. Update them periodically.

Count both sides

List the full home value as an asset and the remaining mortgage as a debt. The difference contributes to your equity.

Look at the trend

One number is a starting point. Snapshots over time can help show how your overall position is changing.

Your entries are stored in this browser and, when you're logged in, synced to your NextMoveAI account so they follow you across devices. Educational planning tool; not financial, tax, legal, or investment advice.
Veto, your NextMoveAI assistant